California Hard Money 2nds and 3rds Get Funded
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California hard money seconds and thirds, max CLTV can go as high as 75%.  Business purpose loans only, most property types accepted – including owner occupied as long as the use of funds is for business purposes.  No consumer purpose loans.

Loan Category : Real Estate Lenders
Company : ACA Lending
Phone Number : 8774623422
Email Address : cgoulart@acalending.com
Address (Street, City, State, Zip) : 191 Sand Creek Road
Broker Co-Op : No
Loan Purpose : Rate & Term Refinance, Cash-out Refinance, Construction (Build-out/Development)
Property Types : Commercial/ Industrial (Warehouse), Medical (Hospital, Rehabilitation Centers, Assisted Living), Municipal, Public Works Financing, Religious Uses, Residential (1-4 Units), Senior Housing
Min. $ Amount : $25,000
Max. $ Amount : $5,000,000
Starting Interest Rate : 10.000%
Maximum Interest Rate : 14.000%
Rate Type : Interest Only (Fixed Rate)
Borrower/ Entity Type : Individual, Limited Liability Company, Corporation, Limited Partnership, Trust, Foreign National
Term : 1-year, 2-years, 3-years, 5-years
Minimum FICO : 0
Credit History : Bankruptcy, Foreclosure, Late Mortgage, Collections/ Charge Off, Judgments/ Liens
Documentation : Equity Only (No Credit, Income, or Asset Checks), Alternative Documentation
Minimum Origination Fee : 2.00
Prepayment Pentalty : Yes, No
Default Remedy : Recourse, Non-Recourse
Lending Territories
California
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