Pepe/Berard Capital – Your Fix & Flip lender with over 30 years of real estate lending experience. Get Funded
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Fix & Flip lending is one of our specialties and you will get the personal attention and care that your project needs to help ensure a successful outcome.  Quick decisions and closings are the norm.

Loan Category : Real Estate Lenders
Company : Pepe/Berard Capital LLC
Phone Number : ‭(866) 269-0254‬
Email Address : pbc@pepeberard.com
Address (Street, City, State, Zip) : 211 S. Ridge Street, Rye Brook, NY 10573
Website : www.pepeberard.com
Broker Co-Op : Yes
Lender/Loan Type : Direct Lender, Hard Money, Private Lender
Loan Purpose : Purchase, Rate & Term Refinance, Cash-out Refinance, Bridge, Fix/ Flip
Property Types : Commercial/ Industrial (Warehouse), Mixed-use, Multifamily (5+ Units), Residential (1-4 Units), Office (Building, Condo, Complex, etc.), Retail (Malls, Strip Mall, Store Fronts)
Min. $ Amount : $100,000
Max. $ Amount : $5,000,000
Max. Loan to After Repair Value : 75%
Max. Loan to Cost : 90%
Max. LTV : 90%
Occupancy : Investment Property, Non-owner Occupied
Starting Interest Rate : 6.875%
Maximum Interest Rate : 12.000%
Rate Type : Interest Only (Fixed Rate), Fixed Rate
Borrower/ Entity Type : Limited Liability Company, Corporation, Limited Partnership, Trust, Individual Retirement Account
Term : 6-months, 1-year, 2-years
Minimum FICO : 600
Credit History : Bankruptcy, Foreclosure, Late Mortgage, Collections/ Charge Off, Judgments/ Liens
Documentation : Alternative Documentation
Minimum Origination Fee : 1.25
Maximum Origination Fee : 3.00
Prepayment Pentalty : No
Environmental Report Required : No
Appraisal Required : Yes
Default Remedy : Recourse
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