Commercial Real Estate Financing
Acquisition, refinance, bridge, construction, SBA 504 and more, for multifamily, industrial, retail, office, hospitality and special-purpose property.
Find the right lender. Compare more financing options.
Commercial & Business Financing Starts With the Right Lender
Search lenders by what they actually finance, or describe your deal once and see which loan programs fit. You decide who receives your request.
LenderMatrix is a marketplace, not a lender. Free for borrowers.
- One request
- reaches every lender you select
- CRE + business
- financing in one marketplace
- Criteria-level
- matching you can read and verify
- $0
- cost to borrowers
What are you financing?
Start with the kind of financing you need.
Business Financing
SBA 7(a), term loans, lines of credit, equipment, acquisition, working capital and receivables financing across mainstream and specialty industries.
Two ways to find financing
Search the Marketplace
Filter loan programs by type, amount, state, property type, industry, leverage, rate and closing speed. Open any program to read the lender's full criteria.
Search loan programsLet LenderMatrix Match You
Answer a few questions once. We compare your request with the active programs and show what matched, what did not and what is missing.
Get matchedHow it works
Four steps, from your first answer to a conversation with a lender.
Tell us what you need
Answer a few questions about the property or business, the amount and your timeline. No SSN, no document uploads.
See your potential matches
We compare your request with each program's published criteria and show you what matched and what did not.
Choose the lenders you want
Select one program or several. Only the lenders you pick receive your request.
Talk to lenders directly
Track each lender's response and message them from your dashboard.
LenderMatrix does not make loans or credit decisions. Lenders may ask for their own application and documents and decide independently.
Matching you can read
Every potential match comes with its working shown: the criteria that lined up, the ones that did not, and the answers that would sharpen the result. It is a rules-based comparison against what each lender published, not a black box.
- Hard requirements such as geography, loan size and property type rule programs in or out.
- Weighted criteria such as leverage, coverage and experience shape the percentage.
- Paid placement never changes eligibility or a match score.
A potential match is not underwriting, an approval, a pre-approval or an offer of credit.
94% Potential Match
13 of 14 applicable criteria matched
- Matched: Loan amount within program range
- Matched: Property type accepted
- Matched: Lends in your state
- Matched: Leverage under program maximum
- Not matched: DSCR slightly below preferred level
A potential match compares your answers with a lender's published criteria. It is not underwriting, an approval or an offer.
Inside the marketplace
A live preview of programs lenders have published.
Programs are on their way
Lenders are publishing their first programs. Tell us what you need and we will match you as programs go live.
Get matchedLenders on LenderMatrix
Banks, credit unions, SBA lenders, private lenders, specialty finance companies and brokers.
Be one of the first lenders listed
Lender profiles appear here as companies publish their programs.
Join LenderMatrixWhy borrowers use LenderMatrix
Search Less
Filter by the criteria lenders publish, so you can skip the ones that do not finance deals like yours.
Compare More
See loan sizes, leverage, rates, recourse and timing side by side across lender types.
One Financing Request
Describe your deal once and send it to as many of your matches as you like.
Find Specialty Financing
Search by special-purpose property types and harder-to-finance industries to find lenders that list them.
Stay in Control
Nothing is sent to a lender you did not select, and lenders cannot see each other.
No Cost to Borrowers
Free to search, match and message. No credit pull, no SSN, no document uploads.
Specialty industries welcome
Lenders list the industries they serve, including the ones many banks avoid.
For lenders and brokers
Flat subscription. No per-lead or success fees.
Define Your Lending Box
Publish programs with the criteria you actually underwrite to.
Receive Relevant Opportunities
Borrowers see their fit before they send a request.
Manage Your Pipeline
Statuses, notes, tasks, assignments and CSV export built in.
Build Your Presence
A public profile and a page for every program.
Measure Performance
Impressions, views and requests by program.
Expand Your Reach
List nationwide or by state, county and city.
Guides for borrowers
How to Find and Compare Commercial Lenders
A practical method for building a lender shortlist, comparing term sheets line by line, and avoiding the mistakes that cost borrowers time and money.
Business Loans and Business Financing: A Complete Guide for Business Owners
A plain-English guide to business financing: SBA loans, term loans, lines of credit, equipment and cash-flow products, what lenders look for and how to compare cost.
Commercial Real Estate Loans: The Complete Guide to CRE Financing
How commercial real estate loans work: loan types, how lenders size a loan with LTV, DSCR and debt yield, what they ask for, and how to…
Questions, answered
What LenderMatrix is, what it costs and who sees your information.
Is LenderMatrix a lender?
No. LenderMatrix is a marketplace. Lenders and brokers publish their programs here, and you decide which of them receive your financing request. Every lender makes its own credit decisions.
What does it cost to use?
Nothing for borrowers. Lenders pay a subscription to list their programs. Any fees on a loan are set by the lender or broker you choose to work with and are disclosed by them.
Will submitting a request affect my credit?
LenderMatrix never pulls credit. You give a self-reported credit range for matching. A lender may ask to pull credit later as part of its own application, with your permission.
Who sees my information?
Only the lenders and brokers you select. One lender cannot see which other lenders you contacted, their messages or their status. If you choose to list your request in the Deal Room, other lenders see an anonymous summary with no name, contact details or address, and your details are shared with a lender only if you reply to them.
What does "Potential Match" mean?
It is a comparison between your answers and the criteria a lender published for a program, with a plain list of what matched and what did not. It is not an approval, a pre-approval or an offer.
What kinds of financing can I find?
Commercial real estate loans such as acquisition, refinance, bridge, construction and SBA 504, and business financing such as SBA 7(a), term loans, lines of credit, equipment, acquisition and working capital.
Do you work with specialty or hard-to-finance industries?
Yes. Lenders can list programs for specialty industries, and you can filter by industry to find lenders that say they serve yours. Availability depends on the lenders active in the marketplace.
Do I need to upload documents?
No. LenderMatrix does not collect tax returns, bank statements, Social Security numbers or IDs. If a lender wants documents, they will request them directly through their own process.
What do "Featured" and "Sponsored" mean?
Those labels mark lenders that pay for extra visibility. Paid placement is capped and rotated, and it never changes whether a program fits your request or how its match is scored.
How fast will I hear back?
Each lender responds on its own timeline. You will see when a lender views your request and any status updates in your dashboard, and you can message them there.