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Refinance Loans in Massachusetts

Compare loan programs in Massachusetts that lenders have published for Refinance, including nationwide programs. Each listing shows the lender's published loan sizes, criteria and timing.

24 active loan programs on LenderMatrix currently match Refinance in Massachusetts, including nationwide programs.

What Lenders Typically Require for Refinance in Massachusetts

From the criteria 24 lenders have published for this page:

Loan sizes from $30K to $80M
Published maximum leverage averages 72% LTV
Minimum DSCR around 1.13x where stated
Indicative rates from 5.63% to 16.24%
Typical close in about 40 days

Figures summarise what lenders list, not what any lender will offer you. Every loan is subject to the lender's own underwriting.

What to Have Ready

A one-page summary: the asset or business, the amount, the purpose, the timing
Financial statements for the property or business
Contract, budget or invoice that shows the purpose
Personal financial statement
Entity documents

Related Guides

Questions

How do I find Refinance lenders in Massachusetts?

The programs on this page come from lenders whose published criteria include Refinance and who lend in Massachusetts or nationwide. Filter them, open one for its full criteria, or describe your deal once and see which programs fit.

Does a potential match mean I am approved?

No. A potential match compares your answers with the criteria a lender published. It is not an approval, a pre-approval or an offer; every lender underwrites for itself.

What does it cost?

Nothing for borrowers. There is no credit pull to search or to send a request, and your request goes only to the lenders you choose.

Filters

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Loan amount fromto

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More filters

Lender typeDirect lender or brokerCountyCityYour credit scoreLTV needed (%)LTC needed (%)Your DSCRAnnual business revenueMonths in businessMaximum starting rate (%)Term needed (months)RecourseClose within (days)OccupancyRate typeInterest-onlyPersonal guaranteeConsiders credit challengesConsiders a past bankruptcy or foreclosureWorks with brokers (pays broker fees)Responsive lenders only (earned badge)Nationwide programs onlyLenders with public contact detailsFeatured lenders

24 programs

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Demo Multifamily loan (DSCR-sized) 2

Demo Harbor Capital MarketsDirect Commercial Lender

Demo data

Loan amount: $150K – $4.5M
Rate: 7.33% – 9.02%
Where: Nationwide
Typical close: 28 days

Up to 78% LTV
Min. credit 660
Min. DSCR 1x

Demo Hard money bridge (fix and flip)

Demo Ridgeway Capital MarketsFintech Lender

Demo data

Loan amount: $100K – $2.9M
Rate: 11.2% – 14.05%
Where: Nationwide
Typical close: 17 days

Up to 65% LTV

Demo CRE permanent loan 4

Demo Meridian Equipment FinanceCDFI

Demo data

Loan amount: $1.6M – $80M
Rate: 7.65% – 9.53%
Where: Nationwide
Typical close: 60 days

Up to 74% LTV
Min. DSCR 1.25x

Demo SBA 7(a)

Demo Sagebrush CapitalRegional Bank

Demo data

Loan amount: $40K – $3.7M
Rate: 8.29% – 14.04%
Where: Nationwide
Typical close: 56 days

Min. credit 676
24+ months in business

Demo Business line of credit 3

Demo Copperfield BankFactoring Company

Demo data

Loan amount: $40K – $3.6M
Rate: 8% – 15.34%
Where: Nationwide
Typical close: 28 days

Min. credit 666
12+ months in business

Demo Mezzanine Debt

Demo Palmetto LendingWorking-Capital Lender

Demo data

Loan amount: $590K – $11.8M
Rate: 7.4% – 10.27%
Where: Nationwide
Typical close: 50 days

Up to 71% LTV

Demo Value Add

Demo Lighthouse Equipment FinanceCDFI

Demo data

Loan amount: $340K – $6.7M
Rate: 5.63% – 9.39%
Where: Nationwide
Typical close: 43 days

Up to 73% LTV

Demo Accounts Receivable Financing 2

Demo Cobalt Credit UnionBusiness Lender

Demo data

Loan amount: $30K – $1.3M
Rate: 8.82% – 16.19%
Where: 5 states
Typical close: 47 days

Min. credit 648
24+ months in business

Demo Cmbs 2

Demo Prairie FinancialPrivate Lender

Demo data

Loan amount: $770K – $15.4M
Rate: 7.15% – 9.96%
Where: Nationwide
Typical close: 41 days

Up to 67% LTV

Demo Debt Refinance

Demo Orchard MortgageFintech Lender

Demo data

Loan amount: $70K – $2.6M
Rate: 8.08% – 13.77%
Where: AL, CO, MA
Typical close: 28 days

Min. credit 620
24+ months in business

Demo Mini Perm

Demo Westgate FinancialSpecialty Lender

Demo data

Loan amount: $480K – $9.6M
Rate: 6.57% – 11.15%
Where: Nationwide
Typical close: 44 days

Up to 65% LTV

Demo Factoring

Demo Keystone Capital MarketsCDFI

Demo data

Loan amount: $30K – $1.3M
Rate: 7.74% – 16.24%
Where: Nationwide
Typical close: 44 days

Min. credit 631
24+ months in business

Before you rely on a listing: LenderMatrix is an advertising and marketplace platform only. It is not a lender, broker, adviser or underwriter, makes no credit decisions and is not a party to any transaction. Rates, fees, terms and criteria are submitted by the lenders and brokers shown, are indicative only, may be out of date, incomplete or changed without notice, and have not been verified or endorsed by LenderMatrix. Nothing here is a rate quote, a commitment to lend, an approval, a pre-approval or an offer of credit, and a "potential match" is only an automated comparison with published criteria. All financing is subject to the lender's own application, underwriting, documentation and approval. "Featured" and "Sponsored" mark paid placement, not a recommendation.

Protect yourself: confirm every rate, fee and term in writing with the lender; check the lender's license and registration with your state regulator; get independent legal, tax and financial advice before you sign or pay anything; and never pay an upfront fee to "secure" or "guarantee" a loan. Scam prevention · Advertising disclosure · Marketplace disclaimer · Terms of Use