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Business Loans for Energy in New York

Compare business loan programs for Energy in New York. The programs below come from lenders that say they serve the industry and lend in New York, including nationwide programs, with their published loan sizes, minimums and terms.

19 active loan programs on LenderMatrix currently match Energy in New York, including nationwide programs.

What Lenders Typically Require for Energy in New York

From the criteria 19 lenders have published for this page:

Loan sizes from $30K to $41.5M
Minimum DSCR around 1.25x where stated
Indicative rates from 7.18% to 16.33%
Typical close in about 35 days

Figures summarise what lenders list, not what any lender will offer you. Every loan is subject to the lender's own underwriting.

What to Have Ready

Last two years of business tax returns and year-to-date financials
Six months of business bank statements
A short description of what the money is for and how it is repaid
Licenses your industry requires
Personal financial statement for each owner of 20% or more

Related Guides

Questions

How do I find Energy lenders in New York?

The programs on this page come from lenders whose published criteria include Energy and who lend in New York or nationwide. Filter them, open one for its full criteria, or describe your deal once and see which programs fit.

Does a potential match mean I am approved?

No. A potential match compares your answers with the criteria a lender published. It is not an approval, a pre-approval or an offer; every lender underwrites for itself.

What does it cost?

Nothing for borrowers. There is no credit pull to search or to send a request, and your request goes only to the lenders you choose.

Filters

KeywordLoan type

Loan amount fromto

Exact amount needed (optional)State

More filters

Lender typeDirect lender or brokerCountyCityYour credit scoreLTV needed (%)LTC needed (%)Your DSCRAnnual business revenueMonths in businessMaximum starting rate (%)Term needed (months)RecourseClose within (days)OccupancyRate typeInterest-onlyPersonal guaranteeConsiders credit challengesConsiders a past bankruptcy or foreclosureWorks with brokers (pays broker fees)Responsive lenders only (earned badge)Nationwide programs onlyLenders with public contact detailsFeatured lenders

19 programs

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Demo Asset-based lending 2

Demo Lakeshore Capital PartnersFactoring Company

Demo data

Loan amount: $830K – $41.5M
Rate: 9.23% – 15.97%
Where: Nationwide
Typical close: 45 days

Min. credit 674
Min. revenue $5M
24+ months in business

Demo Revenue-based financing 3

Demo Eastbrook FundingFactoring Company

Demo data

Loan amount: $40K – $3M
Rate: 8.13% – 13.81%
Where: AZ, TX, NY, CO
Typical close: 14 days

Min. credit 634
Min. revenue $500K
12+ months in business

Demo Revenue-based financing 2

Demo Clearwater Bridge CapitalBusiness Lender

Demo data

Loan amount: $30K – $2.3M
Rate: 8.31% – 16.33%
Where: OH, NY, AZ
Typical close: 12 days

Min. credit 639
Min. revenue $500K
12+ months in business

Demo SBA 7(a)

Demo Sagebrush CapitalRegional Bank

Demo data

Loan amount: $40K – $3.7M
Rate: 8.29% – 14.04%
Where: Nationwide
Typical close: 56 days

Min. credit 676
24+ months in business

Demo Business line of credit 3

Demo Copperfield BankFactoring Company

Demo data

Loan amount: $40K – $3.6M
Rate: 8% – 15.34%
Where: Nationwide
Typical close: 28 days

Min. credit 666
12+ months in business

Demo Conventional term loan

Demo Riverbend Debt FundConstruction Lender

Demo data

Loan amount: $140K – $14.3M
Rate: 8.01% – 14.31%
Where: Nationwide
Typical close: 42 days

Min. credit 709
Min. DSCR 1.25x
24+ months in business

Demo Conventional term loan 2

Demo Palmetto BankSpecialty Lender

Demo data

Loan amount: $60K – $6.2M
Rate: 8.34% – 14.34%
Where: Nationwide
Typical close: 41 days

Min. credit 712
Min. DSCR 1.25x
24+ months in business

Demo Franchise Financing 3

Demo Orchard Capital MarketsSpecialty Lender

Demo data

Loan amount: $40K – $1.6M
Rate: 8.87% – 14.12%
Where: 5 states
Typical close: 34 days

Min. credit 685
24+ months in business

Demo Debt Refinance 2

Demo Palmetto Business CreditEquipment Lender

Demo data

Loan amount: $50K – $2.1M
Rate: 7.9% – 13.66%
Where: Nationwide
Typical close: 35 days

Min. credit 680
24+ months in business

Demo Franchise Financing 2

Demo Beacon LendingCDFI

Demo data

Loan amount: $40K – $1.7M
Rate: 8% – 14.68%
Where: Nationwide
Typical close: 30 days

Min. credit 648
24+ months in business

Demo Accounts Receivable Financing 2

Demo Cobalt Credit UnionBusiness Lender

Demo data

Loan amount: $30K – $1.3M
Rate: 8.82% – 16.19%
Where: 5 states
Typical close: 47 days

Min. credit 648
24+ months in business

Demo Expansion Financing

Demo Quarry Capital MarketsCredit Union

Demo data

Loan amount: $30K – $1.3M
Rate: 7.5% – 16.25%
Where: 6 states
Typical close: 28 days

Min. credit 668
24+ months in business

Before you rely on a listing: LenderMatrix is an advertising and marketplace platform only. It is not a lender, broker, adviser or underwriter, makes no credit decisions and is not a party to any transaction. Rates, fees, terms and criteria are submitted by the lenders and brokers shown, are indicative only, may be out of date, incomplete or changed without notice, and have not been verified or endorsed by LenderMatrix. Nothing here is a rate quote, a commitment to lend, an approval, a pre-approval or an offer of credit, and a "potential match" is only an automated comparison with published criteria. All financing is subject to the lender's own application, underwriting, documentation and approval. "Featured" and "Sponsored" mark paid placement, not a recommendation.

Protect yourself: confirm every rate, fee and term in writing with the lender; check the lender's license and registration with your state regulator; get independent legal, tax and financial advice before you sign or pay anything; and never pay an upfront fee to "secure" or "guarantee" a loan. Scam prevention · Advertising disclosure · Marketplace disclaimer · Terms of Use